Forex Broker

Pacific Financial review

Pacific Financial

On-line since: 1999
Country of origin: New Zealand
Regulation: FSMA
Payment options: Visa/MasterСard, JCB, American Express, China Union Pay, Neteller, Skrill
Minimum account size: $0
Minimum lot size: 0.01 lot
Leverage: 1:300
Spreads: floating

About company:

Pacific Financial Derivatives Limited (PFD-NZ) was founded in 1991. It is headquartered in Auckland, New Zealand, but the company provides services to traders all over the world.

PFD acts as Derivatives Issuer (DI) under the Financial Markets Conduct Act 2013. PFD offers brokerage services for trading currencies, metals, commodities, CFDs, indices and futures.


The company is authorized by the New Zealand Financial Markets Authority (FMA) and is a member of the Dubai Commodities Exchange. The broker is also an FDRS participant (an independent financial organization for settling disputes between traders and brokers).

The FMA supervises activity of financial companies to ensure better security to traders. In addition, regulated dealing centers must have at least $1 million in their account.

Trading platform

PFD offers only one trading platform, MetaTrader 4 (MT4). It provides effective tools for construction of graphs, an environment for developing custom tools (MQL), and mobile applications for iOS and Android. Another advantage of MetaTrader is a wide range of technical indicators and automated trading systems (Expert Advisors). Most importantly, a trader can use them even when working with other dealing centers.

In addition, PFD provides access to MT4 MultiTerminal designed for management of multiple Forex accounts.

Trading accounts

Both PFDPro (MT4) and PFDTrader (MT4) accounts enable trading currencies, CFDs and futures. The broker executes deals using the STP/ECN technologies.

The minimum deposit for the PFDPro account is $1,000; the leverage is 1:100. The PFDTrader account type does not have limits for minimum deposit; the leverage is 1:300 for accounts with a balance of up to $5,000; and 1:100 for the rest.

PFD offers competitive spreads. On both accounts, the spreads for the EUR/USD pair are less than 1 pip.

Payment methods

To deposit funds, a trader can use bank cards, bank transfer, China Union Pay, Neteller, or Skrill.

To withdraw funds, a trader must fill in an online form on the site or send a paper form.

Client support service

Client support service works around the clock from 10:00 Monday to 10:00 Saturday, New Zealand time (UTC +12). Clients can contact PFD specialists via e-mail, chat or Skype.

PFD has a user-friendly website that contains most of the information about the company. The training materials consist of a glossary and articles about Forex available only in English. The broker does not organize promotions and does not provide bonuses.


  • low spreads;


  • slippage.

Pacific Financial 2/10 (votes 2195)
Author of Pacific Financial: Nehem | Date 2022-09-15
My trading activity with them is going smoothly. Pacific Financial is a reliable broker. Sometimes I used their mobile apps and it doesn't lag too. Although I have followed their expert's daily technical analytical review, which helps me to make a decision. My payment is always excellent via Skrill account so far. I have withdrawn $360 profits from them. I'm also not always profitable in trading. Because there are ups and downs in trading. However, I still trade with Pacific financial. It is mostly due to technical issues but it is always completed in the end. Also, the company really provides updates to assure its clients.
Author of Pacific Financial: Nmouj | Date 2021-12-12
I'm working with Pacific Financial for five months and I have faced several troubles with them. The spreads are very outrageous, the platform is slow and complicated to use. I could handle these but what I couldn't handle is the fact that this broker deliberately frozen the platform causing me not to close my winning trades.
Author of Pacific Financial: Kristine | Date 2021-09-15
The trading platform of Pacific Financial is commendable. I have been with them for more than a year already and they never fail to provide great services. The platform is always stable. It can even handle high volatility and the spread is always tight.
Author of Pacific Financial: Polonia | Date 2021-08-26
I've only been with this broker for 4 weeks. And they are very welcome and respond to my email quickly, no time delay. My initial deposit was $500, and now in my account it has reached $755. I quite understand the trading rules at this broker. My friend recommended to me. And so far I'm comfortable too. I hope I don't find any problems.
Author of Pacific Financial: Thakor | Date 2020-09-07
I am using my American Express account to fund my trading account at Pacific Financial, and to keep the transactions smooth, this is what I also use to withdraw profits. The completion time of every transaction is within 24 hours and that quite fast compared with other brokers. There are also no hidden charges. I love this broker because of their honesty and the amazing trading environment that they provide.
Author of Pacific Financial: Poozhiyil | Date 2020-09-07
I have awful trading experience with Pacific Financial's service. I have $300 plus investment in a PFDPro account, While I can't withdrawal my profit through Skrill. Till now my five withdrawal request has been failed. I have found that they are blacklisted in New Zealand authorities. So I am disappointed with Pacific Financial broker.
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